Why Civil Servants in Zambia Shouldn’t Wait to Renovate - Kuma’s Credit Scheme Has You Covered
- Jason S
- May 12
- 1 min read

Why Postponing Your Dream Home May Be Costing You More
Most civil servants delay critical home or office upgrades due to upfront costs. But what if you could renovate now and pay later?
Introducing: "Kuma’s Credit Scheme"
Kuma Investments, Zambia’s trusted supplier of stone, granite, and aluminum solutions, has partnered with Public Service Microfinance Company (PSMFC) to offer a first-of-its-kind Kuma’s Credit Scheme exclusively for civil servants.
What’s in It for You?
Zero upfront costs
Monthly installments
Guaranteed premium workmanship
No delays in construction or installation
What Services Can You Access?
From luxury kitchen units and stone wall cladding to tombstones and custom aluminum doors, you can now access all of Kuma’s services through this new facility.
How to Get Started:
Confirm you’ve worked as a Civil Servant for 6–12 months.
Get a quotation from a Kuma showroom.
Submit the quote to PSMFC.
Once approved, Kuma starts work while you pay in installments!

Real Impact, Real Transformation
Hundreds of Zambian civil servants are already benefiting from this program. Whether you need a TV background wall, glass staircase, or granite kitchen tops, Kuma has you covered—without breaking the bank.
Don’t Wait. Apply Today.
📞 Call: +260 975 973 756
📧 Email: info@kumainvestments.com
📍 Visit: Kafue Showroom, Opposite Lifestyle
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